"If any part of their business model incorporates centralization then it is centralized no matter what other decentralized features it deploys." "It is vital that people understand how the assets they are pledging to a centralized entity are being used." '"If users demand more decentralization within crypto lending they simply have to vote with their funds by moving them."_____...Read More: DeFi Suffers from Too Much Centralization, What Can Be Done?